- Contact a MTO Grouped sales agent now.
- Minimum 18 years of age.
- Full-time, permanent employment.
- Have a good credit record.
- Affordability assessment.
- Together we will determine what you can afford by doing a pre-qualification.
- Amend your floor plan of your home and finalise it.
- We’ll help you apply for a bond from various financial sectors.
- Sign with our bond and transfer conveyancers.
- Enroll your house with National Home Builders Registration Council (NHBRC).
- Assist you in getting your plan approved from the municipality.
- Once your plan is approved, we will build your home.
- We will be with you every step of the way until you move into your dream home.
Should you refer a successful buyer you are guaranteed R5 000 and R10 000 for a bigger house.
First time home buyers government’s subsidy available.
(Terms and conditions apply)
You will need to qualify for a Loan from a Lender (Bank)
You will thus need to satisfy the qualifying lending criteria of the Bank of your choice, based on your affordability and credit rating criteria.
• A FLISP Subsidy is a once-off payment in favour of Qualifying Beneficiaries who have not previously received any other state-assisted housing.
• A FLISP Subsidy may not be used to make an Access Bond Facility available to an Applicant.
• A FLISP Subsidy is available to first time home owners whose monthly income is between R3 501 and R22 000 per month.
• A FLISP Subsidy can be used only to reduce the principal Loan amount in order to make the Home Loan repayment instalments affordable.
• If you resell your property before 8 years there are certain conditions applicable, the main condition is that the portion of the FLISP Subsidy is to be refunded by the seller: